Disclaimer. The information provided on this site is provided without charge as a convenience to visitors, and to be used for informational purposes only. While Voyageur Asset Management Inc. ("Voyageur") has tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on Voyageur's site is provided "AS IS" "AS AVAILABLE" and is qualified in its entirety by Voyageur's Form ADV, which is on file with the U.S. Securities and Exchange Commission. Voyageur does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained on Voyageur's site and Voyageur expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. Voyageur may change information contained herein at any time and makes no commitment to update the information contained on the site. Decisions based on information contained on Voyageur's site are the sole responsibility of the visitor, and in exchange for using Voyageur's site, the visitor agrees to hold Voyageur harmless against any claims for damages arising from any decisions that the visitor makes based on such information. Nothing contained in Voyageur's site constitutes investment advice. Voyageur Asset Management Inc. is a wholly owned subsidiary of RBC Capital Markets Holdings (USA) Inc. RBC Capital Markets Holdings (USA) Inc. is a subsidiary of Royal Bank of Canada.

License. Material from www.voyageur.net and any other World Wide Web site owned, operated, licensed, or controlled by Voyageur or any of its related, affiliated, or subsidiary companies (together, "Voyageur") may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Voyageur EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Voyageur's intellectual property rights. The material on this site is provided for lawful purposes only. If you download software from our site, the software, including all files, images, contained in or generated by the software, and accompanying data (together, the "Software") are deemed to be licensed to you by Voyageur. Neither title nor intellectual property rights are transferred to you, but remain with Voyageur, who owns full and complete title. You may not resell, decompile, reverse engineer, disassemble, or otherwise convert the Software to a human perceivable form.

Copyright. While Voyageur provides the information on this server to anyone, we retain copyright on all text and graphic images. This means that unless you are a broker or financial adviser authorized by Voyageur, you may not: distribute the text or graphics to others without the express written permission of Voyageur, "mirror" or include this information on your own server or documents without our permission, modify or re-use the text or graphics on this system. You MAY: print copies of the information for your own personal use; store the files on your own computer for your personal use only; reference hypertext documents on this server from your own documents. Voyageur reserves all other rights.

Hyperlinks. Some of the sites listed as links herein are not under the control of Voyageur. Accordingly, Voyageur makes no representations whatsoever concerning the content of those sites. The fact that Voyageur has provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by Voyageur with respect to such site, its owners, or its providers. Voyageur is providing these links only as a convenience to you. Voyageur has not tested any information, software, or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, or products found on the Internet, and Voyageur cautions you to make sure you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.

Submissions. Electronic Mail (e-mail) submitted to this Web site should be considered neither secure nor confidential, since messages submitted to this site travel through the Internet, which is not a secure medium. Voyageur makes no representation whatsoever concerning the security or confidentiality of your e-mail messages and specifically makes no representation that any e-mail message submitted through this Web site will be received by Voyageur.

Trademarks. All product names appearing in type form different from that of the surrounding text, "Voyageur Asset Management Inc.," "Voyageur Asset Management," the Voyageur logo, and the stylized Voyageur "V" are trademarks owned by or licensed to Voyageur, its subsidiaries, or its affiliates, and may not be reproduced without the express written consent of Voyageur Asset Management Inc.

Jurisdiction. Except has described otherwise, all materials in the Voyageur site are made available only to provide information about Voyageur Asset Management Inc. Voyageur controls and operates this site from Minneapolis, Minnesota, United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, including without limitation Cuba, Iran, Iraq, Libya, North Korea, Syria, or Yugoslavia, (b) to everyone on the U.S. Treasury Department's Specially Designated Nationals list, or (c ) the U.S. Commerce Department's Table of Denial Orders. If you download or use the Software or other content from this site you represent and warrant that you are not located in, or under the control of, or a national of any such country or any such list. These terms and Conditions will be governed and be interpreted pursuant to the laws of the States of Minnesota and Delaware, United States of America, notwithstanding any principles of conflict of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the use of this site. Voyageur Asset Management Inc. can revise these Terms and Conditions at any time by updating this posting. The Voyageur site may describe products and services that are not available worldwide. Voyageur makes no offers of products or services outside the United States of America.

Other. Voyageur Asset Management Inc. reserves the right to withdraw access to the site and revise the software, materials, information, and the services and products described in this Web site, at any time without notifying the user.